A medical provider smiles at their patient and hands them paperwork to fill out.

Insurance By State

WellNow is here to help you get well, now.

As an alternative to visiting your primary care provider or emergency room, our qualified and friendly providers offer reliable, accessible services for our patients and communities. And as a testament of our high standard of care, WellNow is proud to be one of only 10% of urgent care facilities accredited by the Urgent Care Association.

Schedule In-Person VisitSchedule Virtual Visit
*Our accepted insurance plans are subject to change.

Accepted Insurance Plans By State

CHOOSE YOUR STATE, OR THE STATE OF YOUR EMPLOYER BENEFITS PLAN BELOW

At WellNow Urgent Care, we accept most insurance providers and plans including BlueCross BlueShield, United Health Care and more. We also work with various Medicare & Medicaid plans depending on your state.

ACTIN Care Groups
Aetna
Aetna Better Health

Ambetter Health - Marketplace

America's Choice Provider Network

AMITA Health Network

Ascension Health SmartHealth

Ascension St. Vincent Health

Blue Cross Blue Shield of IL

Cigna

Clear Spring Health

Clear Springs Health of IL 

CountyCare

Coventry Health Care

Devoted Health Plan of Illinois

EK Health

Fox Valley Medicine

Health Alliance

Healthlink

HFN

HFN Zelis

Hooray Health

Humana

Illinois Physicians Alliance

Magnacare

Medicaid - Illinois

Medicare

MediNcrease Health Plans Network

Meridian

Molina Healthcare

Molina Healthcare - Marketplace and MMAI plans

MultiPlan Network

Oscar Health 

Oscar Health Plan 

OSF Health Plans

Prime Health Services

Sedgwick Network

The Alliance

Three Rivers Provider Network

TriCare

Unified Physicians Network

UnitedHealthCare

United Physician Network 

VA Community Care Network (VACCN) 

YouthCare HealthChoice

ZING Health

Aetna

America's Choice Provider Network

Ascension St. Vincent Health

Blue Cross Blue Shield of Indiana

CareSource

Cigna

Coventry Health Care

Encore Health Network

First Health Network

Hooray Health

Hoosier Healthwise

Humana

Managed Health Services

MDwise

Meritain Health

MultiPlan Network

Physicians Health Plan of Northern Indiana

Plain Church Minestries

Prime Health Services

Sagamore Health Network and Sagamore Select 

Select Health Network 

Three Rivers Provider Network

TRICARE

UMR

UnitedHealthacare

VA Community Care Network (VACCN)

Aetna
Blue Cross Blue Shield of Michigan
Cigna
Cofinity
Coventry Health Care
Humana
Meridian Health Plan of Michigan
McLaren Health Plan
Molina Healthcare of Michigan
Priority Health in Michigan
TRICARE
UnitedHealthCare
VA Community Care Network (VACCN)

Aetna
America's Choice Provider Network
Amerigroup
Anthem - Empire Blue Cross Blue Shield
CDPHP
Cigna via MVP Health Care
Empire Blue Cross Blue Shield
Essence Healthcare Medicare Advantage
Excellus Blue Cross Blue Shield
Fidelis
Highmark Blue Cross Blue Shield Western New York
Highmark Blue Shield of Northeastern NY
Hooray Health
Humana
Independent Health
MagnaCare
New York State Medicaid
Medicare
MediGold
Molina HealthCare Plus of NY
MultiPlan Network
Partners Direct Health
TRICARE
UnitedHealthCare
Univera
UPMC
VA Community Care Network (VACCN)
WellCare by Fidelis

America's Choice Provider Network
Cigna via MVP Health Care
Coventry Health Care
Fidelis Care
Highmark Blue Cross Blue Shield PA
Hooray Health
Humana
MagnaCare
Medicaid - Pennsylvania
Medicare
Molina Healthcare
MultiPlan Network
Partners Direct Health
TRICARE
UnitedHealthcare
UPMC
VA Community Care Network (VACCN)

Medical Insurance Frequently Asked Questions

Yes, we accept a variety of insurance plans. Please check our list of accepted insurance providers above or contact your local clinic for more information.

We accept major insurance plans, as listed above. For specific details, please refer to our insurance page or contact your local clinic.

Coverage may vary depending on your insurance plan. It’s recommended to check with your insurance provider to verify coverage for a specific procedure.

You can verify your insurance coverage by contacting your insurance provider. They will assist you in confirming your coverage and provide any necessary information.

No insurance? No problem. We offer affordable self-pay options for patients who need it. For more information on our transparent pricing, contact your local clinic.

Yes – contact your insurance provider with the details of your procedure, and they will assist you in obtaining an estimate.


Transparency is important to us and we strive to ensure you are aware of all costs upfront. You can always request a detailed breakdown of any additional fees associated with your visit or procedure from our billing team.

  • Online: You can conveniently pay your medical bills through our secure online payment portal. We accept credit card payments along with digital checks.

  • Phone: Call 888-420-5870 to pay with one of our representatives.

  • Mail: Get a paper bill sent to you and pay by check.

If you have any billing-related questions or concerns, please reach out to our billing department by calling 888-420-5870. They are available to assist you with any inquiries you may have.

A close up photo of a patient handing over a credit card to a medical provider.

Remember to Use Your FSA or HSA Funds Before They Expire

Most FSAs (Flexible Spending Accounts) and HSAs (Health Savings Accounts) expire on December 31 or at the end of your deductible year. Make sure to use your funds in time.

Learn More